Wednesday, February 29, 2012

Thing 10

Take a random class just for fun.

It over a half-decade ago that I discovered random classes were available to the general public.  Funny, I know, but I guess I just never really paid attention.  College courses were for college students after all, right?  Nope. See, I found out that mini-courses were open to the public.  This changed my life.  And the first course I took was Hip Hop dance.

Now it’s 2012 and I needed the perfect class to take.  This 52 Things challenge has completely changed my awareness of life around me; it’s great!  Where before I would walk quickly through life, as if on a mission, I now stop and peruse community boards in public places.  I looked into cooking classes, and cake decorating classes, before finally setting my sites on a class that I’d never in my life have envisioned myself doing. 

Dave Ramsey’s Financial Peace University.

The class meets weekly, for 2 hours, on Monday nights.  It’s a 13-week course.  We haven’t even hit the halfway marker yet and I have found my life to be forever changed.  This course is fantastic!  Plus, look at all the neat stuff I got!  Plenty of tools, right at my fingertips, to help me succeed.

Dave Ramsey is the author of the best-selling book Total Money Makeover.  It’s an outstanding book, and for some reason in my cleaning last week I found 2 copies of it.  Anyway, I found parts of the book difficult to comprehend, but that’s simply because they didn’t apply to my life at the moment.  I think as a result of that I never really stuck with the program.  Financial Peace is so much better in my humble opinion. 

If you are in control of your finances already, or if your finances are in control of YOU, this course is well worth the investment. 

My goal is to be debt-free in 2 years.  Wish me luck! 
No, not luck, discipline!!


Mutzie said...

my parents have suggested me taking it, I'll be honest I'm skeptical because a lot of it sounds like making wills and all this stuff that sounds like ...really mature older people with houses cars and families do. I don't really have much to my name as it is so I'm finding it difficult how this will benefit me right now?

Heidi said...

I didn't want to do it either, honestly. I thought it was all mortgages, student loans, car payments and that sort of stuff. It's actually really applicable. In fact, it touches on how to raise financially sound children. There is a chapter focused on singles, which I appreciated, and overall I think it's broad enough to not completely bore you.

You may not have any money or debt at the moment, but that's the best time to start to be wise with your choices. My debt didn't come until I was out on my own. I was kicked out of the house and "forced to fly" at 18. Had I have known (better) what to do to survive, my life NOW would look a heck of a lot different.

I'd encourage you to do it the next time it's offered. But it's up to you. :)

Heidi said...

*** As far as the children comment, I know that neither of us have kiddos at the moment. But those teachings actually helped me realize things I *could* have learned as a child. They also opened my eyes as to why I am the way I am as an adult - and why others are the way they are.

Tina said...

That IS a lot of stuff. I was wondering why it cost so much to take the course!

Heidi said...

Yeah. $100 is expensive but totally worth it. Plus, payments of ten bucks a week was doable. It's only like the 4th or 5th week and my life is changed.

Mutzie said...

my mom said its $100 for a family and I could potentially take it next round without having to pay again. I'm considering it